Need Help Fast Click Here!! ANNUAL ELECTION PERIOD (AEP) IMPORTANT Anyone with Medicare can change plans by enrolling, disenrolling, or switching during the annual election period (AEP). Beginning in 2011, the annual election period for BOTH drug plans and Medicare Advantage (MA) Plans is October 15 - December 7, of each year. If you join, switch, or disenroll from a plan during the annual election period, the change will be effective on January 1 of the following year. You have one election per enrollment period. Once the enrollment becomes effective on January 1, the election has been used One option for a Medicare Advantage plan is an HMO (health maintenance organization. These plans require you to have a primary care doctor and use ONLY in network providers. Great option if all of your providers are in the network since these plans usually have low co-pays and robust benefits.
Medicare Advantage plans are provided by private insurance companies with a contract from Medicare. These plans are not Medicare Supplement or Medigap plans.
Medicare Advantage Plans are a very good option for many since they usually offer lower copays than Original Medicare, additional services not offered by Original Medicare and many will even include Part D coverage. These plans are available for a low or $0 monthly premium (you will still continue to part your part b premium).
Most insurance companies have stopped offering PFFS plans for a variety of reasons. United Healthcare offers these plans in a few select areas. The most sensible replacement is a PPO plan which willl allow you to choose between network or even non-network providers. Anthem Blue Cross has an excellent PPO option in some areas. Click Here To Compare
There are links at the bottom of this page to publications with extensive information relating to Medicare Advantage plans of all types. We welcome you to use any of this information as you wish. These publications are freely distributed for your benefit, however many Medicare Enrollees have found that it is much easier to get a basic knowledge and use one of our advisors to help find an affordable quality plan to fit their needs. To use a Certified Advisor click here
Question: Which Is The Best Medicare Advantage Plan??
Answer: There really is no "One Plan" that is best for everyone. There are many plans available and you should choose the plan that fits your specific needs.
Medicare Advantage Pricing and Benefits can be very different from one county to the next. You can request specific information or a list of plans in your County simply click here
call the toll free helpline at the top of each page or use any "Need Help Fast" link on this site
For more specific Medicare Insurance information you may visit www.californiamedicareadvantage.org
Use The Links Below To Access Medicare Publications
Medicare Plan Scope Of Appointment Form
Request Help From An Advisor Or Request Forms
Your Guide To Medicare PPO Plans
Your Guide To Medicare PFFS Plans
Your Guide To Medicare Special Needs Plans
